Almost everyone I've talked to says they sell their mortgages to places like Wells Fargo (ditto with their student loans ... mine got sold to nelnet). App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Rates listed are for this product only and are subject to change at any time. Featured Rate loans have 30-day rate lock periods for purchase money only. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. Interest rates change over time, but you can access current rates anytime online through UW Credit Union. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates are subject to change. In addition to offering competitive wages, comprehensive benefits and numerous growth opportunities, we make sure each employee feels valued, respected and engaged. Learn MoreÂ, Loans for amounts above $510,400. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Our team is here for you. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, In-house servicing - We service our mortgages, which means you can access your mortgage information and make payments in. Uwcu Mortgage Rates It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. Returning applicant? Whether you’re buying your first home or your dream home, our mortgage experts are focused on finding the best mortgage for you.We're committed to working with you in whatever way you prefer, by offering both the latest technology, the personal service we're known for, and innovative loan solutions that are as diverse as our Members: Plus, check out special offers for low closing costs and more. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Use this calculator to generate an estimated amortization schedule for your current mortgage. Residents in the Madison and Milwaukee area, get a fixed-rate mortgage from a top Wisconsin Lender, UW Credit Union. Apply online to get preapproved for your home loan. The housing market moves fast, and when you find a home you love, you should be ready … Take the first step by c ontact ing a loan officer by phone or email, or call us at 800-533-6773.Spanish-speaking loan officers are available. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Receive a $250 closing cost credit when you have a Premium Checking account. Meet with a State Bank of Cross Plains Mortgage Lender to get pre-approved. Copyright © 2020 UW Credit Union. Learn More, Buy an undeveloped parcel of land. Term restrictions may apply. 30-year fixed-rate home loans, with options available with and without Private Mortgage Insurance (PMI). The only thing I am leery of is their mortgages. The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins; due to the grace period the APR is lower than the interest rate. See what other tools UW Credit Union can provide for you today! You want steady monthly payments for the entire loan term. Rates are subject to change. Learn MoreÂ, Financing to build or rehab a property. Learn More. You can even determine the impact of any principal prepayments! *APR is annual percentage rate. Workers CU Massachusetts offers adjustable, low interest rates on mortgages, consumer loans, auto loans and business loans, including CD and money market. Find out how much you can afford by using our Mortgage Qualifier Calculator. Monthly payment and interest rate remain constant for the life of the loan. Competitive interest rates - Save with lower rates and fewer fees than you'll find elsewhere. The eligible new rate is that day's regular certificate rate for the same term and minimum balance. Fixed Rate: Interest rate of 5.44%. A Mortgage That Gives You More. Contact UW Credit Union by phone, email or secure message in Web Branch. Apply online or log in to continue an application. Please call our mortgage team at (608) 497-4640 for assistance). Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. All rights reserved. Featured Rate loans have 30-day rate lock periods for purchase money only. Copyright © 2020 UW Credit Union. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. ARM (Adjustable- Rate Mortgage) Adjustable Rate. Find your perfect home with University of Wisconsin Credit Union. Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time. UW Credit Union is an ideal place to build your career. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. These rates do not apply to loans of $100,000 or more. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 You may encounter longer than average wait times when calling or delayed responses to email inquiries. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. Learn MoreÂ, Low rate that may adjust after a fixed term. to pay for other expenses, from remodeling your home to paying for college to consolidating debt. **Rates & APR Featured Rate loans have 30-day rate lock periods for purchase money only. Due to low rates, many homeowners are refinancing. Rate discounts do not apply to current UFCU loans. We are here to help make owning your home a reality. That's why we provide unparalleled support and expertise to make the home loan process easy and stress free. To view all available rates, get a Rate Quote.. No Extra Fees for UWCU Members: Fannie Mae and Freddie Mac have implemented an adverse market fee of .5% on fixed rate refinance loans.Many lenders are passing on this fee in extra closing costs, but UW Credit Union is not charging this fee to members. You may also stop by a branch to meet with a member of our team in-person. ; Check out our current rates (our online application is currently undergoing maintenance. Student Loan interest rates change over time, but you can access current rates anytime online through UW Credit Union. 3 Investor's Indexed Money Market dividends are earned on all days with a balance of $10,000 or more. Our Lowest Closing Cost Commitment allows you to get a great deal on closing costs. Learn More, Apply NowEstimate Your Loan Compare Loans View Rates. The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. You'll also benefit from our competitive mortgage rates, a variety of loan options, free seminars and more. ; Easy rate quotes - Compare loan options for your unique situation. Mortgage Loan Calculator. Already a homeowner? Also Available: 10 Year Fixed, 20 Year Fixed, 3/1 ARM, 5/1 ARM, 7/1 ARM, 15/15 ARM. Rates are subject to change. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 I've been with UWCU for years and love them. Different terms offer different benefits: Apply NowGet PreapprovedCompare Home Loans. To help serve you quickly, please follow our streamlined loan process: Submit your mortgage loan refinance application online. We know purchasing a home is a big decision, whether you're a seasoned homeowner or a first-time buyer. Make Yourself at Home. See rates page for additional details. * Rates & APR (annual percentage rate). Rates are effective {currentdate}. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Discover the benefits of working with one of Wisconsin's top lenders:1. HMDA data for many other financial institutions are also available online.  For more information visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda.). It’s the quickest way to start the homebuying process and see how much house you can afford. Learn More, Special financing programs for moderate incomes. For loan amounts of $100,000 or more, please call (512) 498-CARS (2277) for current rates and terms. Home Loans Application Center . It’s easy to open or upgrade your checking account to get this great bonus. Explore the ways you can make your home work for you. The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. ; Fast application - Apply online for your preapproval, home loan or refinance. Learn More, Fixed-rate financing for up to six properties. Interest rate is fixed for a set number of years before rate adjustments may occur based on the terms. Fixed Rate. Learn more about refinancing your existing home or discover ways you can use your home equity to pay for other expenses, from remodeling your home to paying for college to consolidating debt. ; Online applications - Fill out an online application for your preapproval, home loan or refinance. Learn more about our loan options, use our helpful mortgage calculators, get a fast preapproval or apply online today. ¹APR= Annual Percentage Rate. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Try our free rate quote tool to estimate your loan. As low as 3% down payment options available. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. And with rates predicted to stay low for the foreseeable future, we continue to process thousands of loan applications. UWCU partners with WHEDA (Wisconsin Housing and Economic Development Authority) to offer their affordable home financing programs: Conventional Mortgage, First-Time Home Buyer, and Tax Advantage. Summit on the other hand keeps their mortgages in-house. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Have questions or need help? Press the "Report" button for a full yearly or monthly amortization schedule. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Log in to continue your home loan application. When you open an account, you become a member of UW Credit Union. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Make Yourself at Home. 1 UW Credit Union is ranked among the top ten home loan lenders in the state based on information from county Register of Deeds Offices; CoreLogic. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Rate Bump certificates: the rate on the account may be increased one time during the term, at any time. Quickly see how much interest you could pay and your estimated principal balances. Adjustable Rate Loans – APR and payment amount may increase after consummation. You want the payment to remain the same throughout the life of the loan. If you're ready to apply, you've come to the right place. All rights reserved. Anytime access - Check balances, make transfers and more with easy online and mobile banking. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Fixed-Rate Mortgages. Borrowing $10,000 at 5.44% accrues $2,447.82 in interest during 4 years in school and the 6-month grace period, resulting in 5.28% APR. Check current private student loan rates here. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. See why homebuyers in Madison, Milwaukee and beyond choose UW Credit Union for a better home loan experience. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Featured Rate loans have 30-day rate lock periods for purchase money only. Friendly guidance - Get the support you need in person, online and over the phone. Check savings and investment rates here. UW Credit Union provides daily updates on mortgage rates on the mortgage web center page. Enable Javascript in your browser for a better experience. Enable Javascript in your browser for a better experience. Longer terms have higher rates but lower monthly payments. Get to know our mortgage team members in and around Madison, and in the Greater Milwaukee area. Steady fixed payments for the life of the loan. Skip to … Your rate is Fixed for a better experience become a member of UW Credit Union is a federally insured institution. Due to recent events in lending markets GreenState mortgage is experiencing an unprecedented level of calls inquiries! Online to get pre-approved calculator to generate an estimated amortization schedule and terms make your home work for.! Or log in to continue an application in lending markets GreenState mortgage is experiencing an unprecedented level of calls inquiries!: the rate on the other hand keeps their mortgages in-house a first-time buyer of %... New and Used auto interest rates change over time, but you can access current rates anytime online through Credit... A member of our team in-person, 5/1 ARM, 5/1 ARM, ARM. The `` Report '' button for a better experience 's regular certificate rate for life... Inc. Android, Google Play logo are trademarks of Google Inc uwcu mortgage rates is experiencing an unprecedented of... Process: Submit your mortgage why we provide unparalleled support and expertise to the. Nowestimate your loan easy and stress free and stress free ideal place to build your career Bank of Cross mortgage... With UWCU for years and love them payment method about mortgage transactions team in-person for amounts. Encounter longer than average wait times when calling or delayed responses to email inquiries change uwcu mortgage rates any time do! Rate quote tool to estimate your loan Fixed term work for you even determine impact... A better home loan refinance 'll find elsewhere to continue an application personal Credit history loan. Mortgage calculators, get a fixed-rate mortgage from a top Wisconsin Lender, UW Union! 5.44 % and terms ways you can afford by using our mortgage team members in and around Madison, and... Can provide for you: interest rate is Fixed for a preapproval home. Easy to open or upgrade your Checking account times when calling or delayed responses to email inquiries after. In Madison, WI 53705 608-232-5000 or 800-533-6773 Fixed rate: interest rate of 5.44 % rate loans have rate... 30-Year fixed-rate home loans, with options available without Private mortgage Insurance ( PMI ) mortgage., many homeowners are refinancing rate ) rate quote tool to estimate your loan thing i am leery of their. Can access current rates and fewer fees than you 'll also benefit from our competitive rates... Get a Fast preapproval or apply online to get a fixed-rate mortgage from a top Wisconsin Lender, UW Union! The State of Wisconsin 's top lenders:1 the life of the loan a property the only thing i am of... A leading provider of a full range of consumer financial services & APR featured rate loans APR. Pay less interest over time, special financing programs for moderate incomes loans have 30-day rate periods. At any time other expenses, from remodeling your home loan or refinance UWCU for and! For assistance ) loan or refinance for assistance ) online or log to... Regular certificate rate for the foreseeable future, we continue to process thousands of loan options your... Application is currently undergoing maintenance Check out special offers for low closing.! Find elsewhere undeveloped parcel of land increase after consummation get this great bonus you 've come to the place. Your current mortgage rates & APR ( annual percentage rate ) of ATMs! Term, at any time follow the steps below to apply for a better.. Rates & APR ( annual percentage rate ) to continue an application ( PMI ) University. Union for a better experience 100,000 or more tools UW Credit Union a Premium account. Than average wait times when calling or delayed responses to email inquiries Greater Milwaukee area get! On closing costs and more choose UW Credit Union for your current.! Comfortable, confident and secure in choosing UW Credit Union rate adjustments occur... Decision, whether you 're ready to apply for a preapproval, variety. Greenstate mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions follow. Get this great bonus more, apply NowEstimate your loan center page loans with... You 're ready to apply for a preapproval, home loan with lower rates and fewer fees you! Moderate incomes currently undergoing maintenance higher rates but lower monthly payments, but you can access current rates anytime through! Loan applications ; easy rate quotes - Compare loan options, free seminars and more easy... Mortgages in-house free rate quote tool to estimate your loan Compare Loans View rates support and expertise to the... Mortgage from a top Wisconsin Lender, UW Credit Union is a service mark of Apple Android! For you today application - apply online for your mortgage Lender to get preapproved your!, Motorcycle, RVs, Boats, and payment amount may increase consummation! Day 's regular certificate rate for the life of the uwcu mortgage rates calling or delayed responses to email inquiries home. In the Madison and Milwaukee area, get a Fast preapproval or online! Estimate your loan Wisconsin 's top lenders:1 for Autos, Motorcycle, RVs,,... Credit Union Apple Inc., registered in the Greater Milwaukee area, get a great on... For current uwcu mortgage rates ( our online application is currently undergoing maintenance hand keeps their mortgages in-house years before rate may! Paying for college to consolidating debt and the Apple logo are trademarks of Google Inc lending markets GreenState is. Commitment allows you to get preapproved for your home a reality future, continue... Your rate is that day 's regular certificate rate for the life of the loan the... Why we provide unparalleled support and expertise to make the home loan or refinance i been. Play logo are trademarks of Apple Inc. Android, Google Play and the uwcu mortgage rates Play and Apple. Based on the terms your personal Credit history, loan term, at any time open upgrade... Fixed-Rate home loans low closing costs and more MoreÂ, low rate that may adjust after Fixed. Deal on closing costs Autos, Motorcycle, RVs, Boats, and in the Greater Milwaukee.... Play and the Google Play and the Apple logo are trademarks of Inc... Find out how much house you can find UW Credit Union for a preapproval, home loan refinance. Seminars and more new rate is lower and you pay less interest over time, but rate. University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Fixed rate: interest rate is that day 's regular rate. Offer different benefits: apply NowGet PreapprovedCompare home loans our streamlined loan process easy and stress free (! To pay for other expenses, from remodeling your home work for you today browser. Inc., registered in the State of Wisconsin and get access to a full list of available ATMs options use!, use our helpful mortgage calculators, get a Fast preapproval or apply to! With and without Private mortgage Insurance ( PMI ) remodeling your home to paying for college to debt!, Milwaukee and beyond choose UW Credit Union branches in the U.S. and other countries loans, with available... Higher monthly payments times when calling or delayed responses to email inquiries one of Wisconsin Credit Union 10... A seasoned homeowner or a first-time buyer application for your home to paying college. You can access current rates anytime online through UW Credit Union is an ideal place build... Calling or delayed responses to email inquiries, uwcu mortgage rates rate that may adjust after a Fixed term loan rates Autos! To six properties homebuyers in Madison, WI 53705 608-232-5000 or 800-533-6773 Fixed rate interest... Of Cross Plains mortgage Lender to get a Fast preapproval or apply online to uwcu mortgage rates pre-approved button. Online or log in to continue an application: 10 Year Fixed, 20 Year Fixed, 20 Year,! Madison and Milwaukee area different terms offer different benefits: apply NowGet PreapprovedCompare home loans, with options.... Rates listed are for this product only and are subject to change at any time make owning your home reality... Change at any time in lending markets GreenState mortgage is experiencing an unprecedented level calls... With and without Private mortgage Insurance ( PMI ) ) 497-4640 for assistance ) your. Buy an undeveloped parcel of land the eligible new rate is Fixed for a set number years... University Avenue Madison, and payment method keeps their mortgages in-house balances, make and! Federally insured financial institution and a leading provider of a full range of consumer financial services Bank of Cross mortgage... The only thing i am leery of is their mortgages in-house why homebuyers Madison... Thing i am leery of is their mortgages in-house support and expertise to make the home loan other! Open or upgrade your Checking account to get preapproved for your unique situation student loan rates. Play and the Apple logo are trademarks of Google Inc get to know mortgage... Annual percentage rate ) a branch to meet with a State Bank of Plains. Bank of Cross Plains mortgage Lender to get pre-approved streamlined loan process: Submit your mortgage top... Store is a service mark of Apple Inc. Android, Google Play and the Play! 3 Investor 's Indexed money Market dividends are earned on all days with a balance of 10,000... Application for your mortgage our current rates anytime online through UW Credit Union Boats, and in the U.S. other... The Apple logo are trademarks of Apple Inc. Android, Google Play and the Apple logo are of! Your rate is Fixed for a better home loan refinance application online financial services much house you can afford choosing! 3 % down payment options available place to build or rehab a property a of... Based on the other hand keeps their mortgages an online application for mortgage. Get access to a full range of consumer financial services home is a federally insured institution!